Tim Krueger has over 40 years of experience in the financial services industry. Tim focuses on wealth management strategies and oversees all aspects of the group. His goal is to provide financial advice in harmony with client’s needs and objectives. Tim credits his success with understanding the client’s current situation, goals, feelings, and family dynamics.

In 2025, Tim and firm partners Cory Fosdyck, Jerry Brown, and Collin McCall founded Krueger, Fosdyck, Brown, McCall & Associates (KFBMA). KFBMA is an evolution of Krueger, Fosdyck & Associates, a group that previously operated at Merrill Lynch Wealth Management from 2006 – 2025.

Tim donates his time to emcee many charitable events in the Destin area and is actively involved with the community. He served as the 2008 and 2009 Chair of the American Cancer Society’s Cattle Barons’ Ball and was Chairman of the Safety & Public Works Committee for the City of Destin. Tim is currently a Trustee of the Destin Charity Wine Auction Foundation.

Named to The Forbes “Best-in-State Wealth Advisors” list in 2022, 2023, 2024, 2025

Named to the Forbes “Best-in-State Wealth Management Teams” list in 2023, 2024 & 2025 as a member of Krueger, Fosdyck & Associates

Top Wealth Advisors Best-in-State (2025, 2024, 2023, 2022) FLORIDA DATA PROVIDED BY SHOOK® RESEARCH, LLC. 2025 DATA AS OF 6/30/2024. 2024 DATA AS OF 6/30/23. 2023 DATA AS OF 6/30/22. 2022 DATA AS OF 6/30/21. SOURCE: FORBES.COM (APRIL, 2022-2025).

Top Wealth Management Teams Best-in-State (2025, 2024, 2023) FLORIDA DATA PROVIDED BY SHOOK® RESEARCH, LLC. 2025 DATA AS OF 3/31/24. 2024 DATA AS OF 3/31/23. 2023 DATA AS OF 3/31/22. SOURCE: FORBES.COM (JANUARY, 2023-2025).

Cory works with a number of high-net-worth families as their wealth management advisor. Prior to launching Krueger, Fosdyck, Brown, McCall & Associates in 2025, he most recently served as Resident Director of the Merrill Lynch Wealth Management office in Destin Florida since 2008. He began his career at UBS PaineWebber with The Krueger Group in 2002.

Cory holds the CFP® certification and the CIMA®, CPWA® and CRPC® designations. He received a Certificate in Financial Planning from Florida State University in 2005, a CIMA® designation sponsored by the Investments & Wealth Institute™ (The Institute) at the University of California-Berkeley in 2008, and a CPWA® designation sponsored by the Investments & Wealth Institute™ (The Institute) at the University of Chicago in 2012.

Cory is originally from central Illinois where he completed his bachelor’s degree and graduate studies at Western Illinois University. There, he received his Business degree and MBA while serving as captain of the Men’s Basketball team. Cory received Academic All-Conference honors for four consecutive years and was the leading scorer and Team MVP for the 2000-2001 season. He held the school record for ‘Games Played in a Career’ and was 3rd All-Time in ‘Three-Point Field Goals Made’.

Cory is actively involved in the Destin community. He served as Chairman of the Board for the Destin Charity Wine Auction Foundation (DCWAF) in 2015 and again in 2019. DCWAF was ranked the #3 largest wine auction in the country by Wine Spectator Magazine. Under his leadership in 2015, the Foundation celebrated its 10th Anniversary and crossed the $10 million mark in aggregate funds raised for local children in need. In 2019, DCWAF set a record by raising over $3 million for the first time. He is the former Board Chairman of the Walton Area Chamber of Commerce and served as President of The Destin Toastmasters Club for 7 years. In 2014 he served as the Honorary Commander of the 705th Squadron of the 505th Wing at Hurlburt Field. He was on the Board of the Destin Area Chamber for two years and co-founded the Emerald Coast Emerging Leaders (ECEL) in 2004. He co-founded the Young Professionals at THE Beach (Now called ‘YP’) and was the 2009 & 2010 Chairman. Cory is also an active member at Shoreline Church and has been an Adjunct Professor at Northwest Florida State College since 2010. Cory is currently on the Board of Sacred Heart Hospital and serves on the Golf & Gala Committee for the Children’s Advocacy Center.

He was married in April of 2006 to his high school classmate Hillary Erdmann, and they have five children. When Cory is not working or serving the community, he enjoys traveling, golf, and opening a rare bottle of wine with friends.

Named to The Forbes “Best-in-State Wealth Advisors” list in 2022, 2023, 2024, 2025

Named to the Forbes “Best-in-State Wealth Management Teams” list in 2023, 2024 & 2025 as a member of Krueger, Fosdyck & Associates

Top Wealth Advisors Best-in-State (2025, 2024, 2023, 2022) FLORIDA DATA PROVIDED BY SHOOK® RESEARCH, LLC. 2025 DATA AS OF 6/30/2024. 2024 DATA AS OF 6/30/23. 2023 DATA AS OF 6/30/22. 2022 DATA AS OF 6/30/21. SOURCE: FORBES.COM (APRIL, 2022-2025).

Top Wealth Management Teams Best-in-State (2025, 2024, 2023) FLORIDA DATA PROVIDED BY SHOOK® RESEARCH, LLC. 2025 DATA AS OF 3/31/24. 2024 DATA AS OF 3/31/23. 2023 DATA AS OF 3/31/22. SOURCE: FORBES.COM (JANUARY, 2023-2025).

Named to the Forbes “Best-in-State Wealth Advisors” list in 2023 and 2024

Top Wealth Advisors Best-in-State (2024, 2023) FLORIDA DATA PROVIDED BY SHOOK® RESEARCH, LLC. 2024 DATA AS OF 6/30/23. 2023 DATA AS OF 6/30/22. SOURCE: FORBES.COM (APRIL, 2023-2024).

Collin is devoted to a mission of guiding clients onto a path of financial security and success. Prior to launching Krueger, Fosdyck, Brown, McCall and Associates, Collin began his career at Merrill in 2011 while completing his BS at Florida State University. During college, Collin accepted an internship with Krueger, Fosdyck & Associates. He then moved to Jacksonville, FL, and excelled in his advisory role at Merrill Edge from 2012-2014. In 2015, Collin returned to Destin to further his career and firmly make the Destin office his home.

Collin is a CERTIFIED FINANCIAL PLANNER™ professional and upholds high standards of excellence to help deliver impactful results. His experience and dedication to clients has resulted in durable relationships built on trust and confidence.

Serving the community through various charitable organizations and his local church exemplifies Collin’s desire to implement a “Service Above Self” set of ideals. As a proud product of our local schools, he now has two children in Okaloosa/Walton educational system. Through tennis and beach volleyball, Collin is also an advocate of the health and fitness movement.

Nina has experience helping clients manage concentrated stock positions and dealing with the challenges of important transition events like retirement and inheritance or the sale of a business. In addition, she can work with clients’ attorneys, accountants and other advisors to help coordinate their financial and legacy approach.

Nina attended Florida State University where she received her BS in Business Administration. She holds the Chartered Retirement Planning Counselor™ designation. One of the many reasons she chose to join the financial services industry is her desire to help others. Nina is a member of the Junior League of the Emerald Coast and the Emerald Coast Business Women Association. Outside of the office, Nina enjoys spending time with family and friends.

Gabe is a native of Indiana and has over 15+ years of experience as a Financial Adviser. In 2002 he graduated from the Kelley School of Business at Indiana University in Bloomington, Indiana. Gabe and his wife Bethany moved to Destin, FL in 2018 with their three children: Alivia, Griffin, and Evelyn.

As the Director of Operations, Lindsey strives to ensure a seamless and positive experience for each KFBMA client. She serves as the primary point of contact for all client service requests, including onboarding, account management, and processing trades and other monetary transactions.

Lindsey works with the team to ensure client questions and concerns are addressed in a timely manner and continuously seeks opportunities to enhance the client experience. She began her career in the financial services industry in 2006 as a client service associate and operations representative for the Krueger-Fosdyck Team.

Lindsey, her husband, and their two sons reside in Fort Walton Beach, FL. Both boys are very involved in their school and recreational sports. They enjoy watching sports as a family and often cheer on Florida State University and the Minnesota Vikings.

They enjoy living, boating, and fishing along the beautiful Emerald Coast. Lindsey frequently volunteers with her church and supports several local charities alongside the rest of the KFBMA team.

Jen provides support for a variety of administrative functions, such as communicating with clients, supporting the advisor team with account opening and money movement, and overseeing numerous operational procedures. She also helps to ensure that each client interaction is a positive and productive experience. Prior to the launch of Krueger, Fosdyck, Brown, McCall and Associates, Jen led client service for Brown Wealth Management for over a decade.